THE CHRISTIAN COVENANT

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THE KINGTOM OFJESUS CHRIST

This book is intended for informational purposes. It is not intended to offer or replace legal or investment advice. Readers should obtain such advice from licensed professionals. It is the author’s intention to provide suggestions for the raising of capital for start-up and expansion businesses and how to keep that capital when it is gotten and create and maintenance of legitimate strategies for asset protection and privacy.

Great emphasis should be placed on timing. Privacy and asset protection actions taken close to the time when an individual encounters credit or legal difficulties are often not effective, and may be illegal depending on the intent of the parties at the time such actions are taken.

Preamble p 3, Introduction p 6, Summary p 7, Preface p 8, Forward and Proprietary p 9, Chapter 1 WIB Overview p 10, Chapter 2 The Christian Covenant (silver) p 12, The CCC Financial Group Story p 21, and Important CCC Associate Information p 22, The CCC Funding System’s Process and Procedures p 24, Registered Associate Program p 24, Registered Associate Package 25, Common Questions and Answers p 26, Chapter 3 Associate and Broker Communication System, Voice Messaging p 18, Chapter 4 Venture Capitalist Defined p 20, Venture Capital - Getting Started p 22, The CCC Financial Group Plan for Capital Acquisition p and, System Procedures p 24, Chapter 5 p 27, CCC Products and Services p 28, Investors p 29, Domestic and/or International Finance and Venture Capital and Equity Funding p30, Incubation/Seed Early Stage Projects p 31, Auction Shares p 32, Royalty Financing p 33, 28 Micronomic’s p 42, Loan Syndications p 44, Financial Guarantees and Asset Enhancement and SBA Loans p 47, Asset Protection and Privacy and Limited Liability Companies p 49, Offshore Services, Why Incorporate Offshore, Finding Your Assets, and Corporate Ownership p51 U.S., Corporation vs. Offshore Corporation, U.S. Judgments Are Not Recognized Offshore, and Offshore Fund p 52, Raising Capital for your Offshore Investment Fund p 57, Corporations Formed On And Offshore, and Offshore Trust Administrative Services p 64, Offshore Banking p 66, Frisks, and Ownership of Private International Bank p 68, Second Citizenship, Passports and Tax Free Residency p70, Factoring p 76, Global Economics p 79, Investment Matchmaking p 82, Currency Trading and Foreign Exchange p 83, Feasibility Studies p 85, Business Plans 71 Bank Trade Programs 72 World Bank Loan Packaging 76 Global Networking 77 Information Products and Services Questions 79 The Venture Capital Acquisition Program 81 Feasibility Studies 81 A Meaningful Business Plan 81 Capital Acquisition 86 Investment Matching 86 Asset Protection and Estate Planning 86 Chapter 6 90 The Challenge of Venture Capital Financing 91 Program Information-Business Financing, Loans, Leases and Venture Capital 93 Explanation93 Advantages/Disadvantages 93 Rates and Terms-Business Loans 94 Debt Financing-Businesses Seeking Loans 94 Equity Financing-Businesses Seeking Venture Capital 94 Other Financing Alternative for Business 95 Confidential Associate Information 95 Qualification for Business Financing 97 Following Up Your Responses 98 Summary of Programs Available 99 Loans, General Information100 Loans, Real Estate Loans105 Personal Loans107 The Offshore Loan Process111 Arbitrage116 R&D Partnerships and Other Tax-Advantaged Investments 118 Implications of the 1986 Tax Reform Act on Venture Financing 119 Financial Forecasts121 Financing Transactions125 Summary126 The Partnership Process127 Chapter 7 129 How Many Businesses Are There?130 Political Treaties and Governmental Influences140 IMF Agreements and Governmental Action140 Trade Treaties140 Why Own a Bank and Insurance Company?141 Offshore Entrée141 Captive Banks142 Insurance Companies142 Chapter 8 145General Information146 About the Company148 Appendix 151 Application for WIB Association152 CCC Financial Group Associate Contract153 Association Options/Commissions154 Inquiry Submission Sheet155 Working Draft Agreement156 Non-Circumvention, Nondisclosure and Working Agreement 157 Three Options Package161 Specimen Contract164 State of Nevada Limited Liability Companies165 Corporation Formation Form166 Offshore Bank 167 Acceptance

Form168 Instructions for Opening an Account169 Asset Protection and Estate Planning Questionnaire170 Presenter Survey Form179 Fax Transmittal and Letterhead Examples181 Comparison and Survey Business Magazines183 Mendelsohn Affluent Survey184 Current List of Daily and Weekly Newspapers185 Venture Capital Sample Ads186 By-Laws188 Glossary189 Partial List of Sources199 About the Author 200

One of the fundamental mistakes made by people, especially Christians when they seek the capital necessary for their enterprises is to view the acquisition of capital as an event. IT IS NOT AN EVENT BUT IS THE CULMINATION OF A PROCESS AND A SYSTEM. As Christians, we understand that we are called to display victory over the world, the flesh and the devil. In understanding these things, we must recognize that the world as such is defined as an amalgamation of systems. If we as Christians are to use and conquer unrighteous mammon, we have also to understand that we need systems in place for the manifestation of the requirements and tools needed to fulfill the tasks we believe God has given us. The world systems have an order of doing business;

God has a plan (system) and plans (systems) for us to discover and follow. This requires diligence and study on our part coupled with the need to be knowledgeable about what we are doing, why we are doing it and discover God's plans (systems) for us to follow.

It is good to note that the entire basis of capital funds created through CCC is one of debt free capital. Borrowing and debt need to be both addressed through repentance and a firm resolves to understand that God has a plan for you free and extant of debt. This does not obviate obligation for indeed, there will be obligations to both God and man in your administration of the facilities afforded you.

People, corporations and entities wishing to apply for their capital needs to be met through the Capital Covenant Corporation need to be acquainted with our system. Our system is not perfect and will always be open to improvement and suggestions from you. Your participation will be a valuable part of that growth in knowledge and understanding of the systems God has planned for us. The following conditions are in place designed to produce order and create the best possible opportunity for you to achieve the desired results in raising capital.

1. Applicant must submit an ISS (Inquiry Submission Sheet). This is a preliminary paper with basic details accompanied by a maximum of a two page executive summary or concept paper. This paper is then reviewed, by experienced venture capital executives, who recommend whether the application should proceed to the next stage. This recommendation may also include modifications or changes in the way it is submitted.

2. Feasibility Study: The importance of this cannot be underestimated. The mistake of many is that they base the feasibility of their project upon their assumptions or their business plan. It is clearly the other way around. Both the feasibility study and the business plan may have many common elements but the order is time tested and paramount to a successful application.

3. Business Plan: Many of the old adages immediately come to mind but none so succinct or accurate as that found in Proverbs 15:22. Without counsel, plans go awry, but in the multitude of counselors, they are established. (NKJ)

4. Business Appraisal: Often the business needs to be appraised which is usually, but not always, for an existing business needing expansion capital.

5. Presentation: Like the right make up and the correct attire on a beautiful woman, the presentation needs to be prepared with that professional look. If you are successful in gaining that all-important interview for the closing process of gaining the capital required, how it is presented becomes of high importance. We need to know how the investor wants this to happen and what are his/her real requirements and objectives.

This book, “THE CHRISTIAN COVENANT” has been written by one of the world’s foremost venture capitalists, Michael Webster, who acts as a consultant to the Capital Covenant Corporation and teaches this system through this work. To work with CAPITAL COVENANT CORPORATION you must work within the system. Why? - Because it works. Follow the system and your chances are increased that you will be successful; ignore the system and you can be almost assured of being unsuccessful in your pursuits. We do not and cannot guarantee you will be successful whatever you do and however 'good' your project or plan seems to be. Follow the system and you will be assured that in the process your project will be seen by and taken seriously by people who have the capacity to capitalize your project. CAPITAL COVENANT CORPORATION has and holds alliances with the worlds major high net worth individuals (angels) as well as the companies and institutions that may invest in projects like yours.

We offer you our prayerful and undivided support in discovering the destiny God has for you in this exciting day and age.

This book evolved over 28 years as the official training manual for WIB Financial Group’s Associates and Brokers around the globe. Venture Capitalists, Entrepreneurs, Affiliates, Associates, Brokers, and others can now use this manual as their daily guide to help themselves and their clients with Capital Covenant Corporation’s vast array of financial products and services. To stay on the cutting edge of the world of finance, this manual is updated periodically. This latest edition and others reveals some tools of the trade to the public for the first time.

In recent years there has arisen a growing demand among entrepreneurs to understand how Venture Capitalists, Angels, and Equity Funders systematically profile and prepare projects for funding. Simultaneously, there has been a greater interest among individuals worldwide on how to become a CCC Affiliate, Associate or Broker, and a keen interest in becoming a member of CCC’S worldwide consortium of investors. This book addresses all of these topics and helps you and your clients obtain and retain capital.

The author of the book is Michael Webster. He has been called the Jack London of finance for his ability to cut through the icy myths and mysteries surrounding the venture capital world and lead entrepreneurs successfully into the 21st century. Mr. Webster’s experience spans over three decades and includes being on the board of several renown organizations, associations, and business dealings with such notable financiers, professionals and entrepreneurs as, Aristotle Onassis, Howard Hughes; J. Paul Getty; H.L. Hunt; Founder of Circle K Corporation Fred Hervey, President Lyndon B. Johnson U.S. Senator Lloyd Benson, U.S. Senator John G. Tower, U.S. Senator Ted Stevens, U.S. Senator Howard Cannon, Former Governor of Alaska and U.S. Secretary of the Interior Wally Hickle, U.S. Congressman Richard White, U.S. Congressman Jim Santini, Alaska State Senate President, Brad Phillips; Alaska Attorney General, Edgar Paul Boyko, Texas State Representative Bill Clayton, lawyers Melvin Belli, Oscar Goodman, Albert C.S. Ramsey, Joseph (Sib) Abraham, Joseph Morgan, Jerry Seiberling, C. Thomas McDonald, Texas State Senator: Tati Santiesteban, Judge Woodrow Bean Sr. and Judge Woodrow Bean Jr., labor union leaders: Harry Bridges, Jimmy Hoffa, and Jess Carr. Mr. Webster is the original founder of WIB Financial Group, and over the years, has invited such notable investors and entrepreneurs as Bill Gates, Warren Buffet, Richard Branson, and Donald Trump (to name a few) to join WIB’S worldwide consortium. Mr. Webster currently acts as an independent consultant to CCC and consults other private clients and corporations around the world.

If you want to become a CCC Associate or Broker, this manual describes CCC’S unique Associate apprentice program. If you are a Christian entrepreneur looking for start up or expansion capital and a map to reach your destination - here is a source book at your fingertips. If you are already a venture capitalist or an Angel investor this book may be

the first step to joining our consortium of investors, gaining greater access to deal flow as well as gaining valuable insight and knowledge regarding advanced asset protection, privacy and many other valuable financial products and services.

Capital Covenant Corporation, LLC welcomes the opportunity to present this manual/guide on business capital. It covers how to find capital for your own business and how to operate as a Capital Covenant Corporation Associate or Broker, and help others locate equity funding for start-up and expansion business, inventions, and other Godly ideas.

This volume provides both general and detailed information, and the overall system and process that the full service independent CCC Associate or Broker will use. It will also serve as a valuable desktop reference for planning and designing financial solutions to you or your client’s business problems.

WIB Financial Group is regarded as a business leader in locating equity funding. Established in 1972, WIB has counseled, advised and helped large corporations, small companies, lawyers, accountants and individuals in the USA and abroad.

The founder of WIB is a well-known authority on equity funding, the author of this effort, and “Venture Capital”, “LemonFast,” “Red Road” and a new book on “Emergency Management and Terrorism.” Mr. Webster is a frequent circuit guest lecturer. His knowledge and experience has helped countless entrepreneurs make, save and protect fortunes. It can be frustrating, expensive, complicated and time consuming to locate funding sources. For these reasons, this manual is available to the public along with the opportunity to become a CCC Associate or Broker.

If you are interested in becoming a CCC Associate, with all the residuals, benefits and privileges, you can complete the two-part CCC Associate Contract available in this manual and return it to CCC. (See Appendix). The cost to become an Associate is $10,000.00 USD. The cost to become a Jr. Associate is $1000.00 USD. (Appendix).

If you are interested in becoming a Broker and referring clients to CCC for possible funding, you must provide proof of purchase of this book or CD, and sign a “Non-Circumvention, Non-Disclosure and Working Agreement” (See Appendix). CCC protects Brokers for up to ten percent (10%) on a sliding scale on what CCC earns on each funding, product, or service rendered.

Why read this book? Michael Webster is one of the few people in the world that has the global experience to clearly explain all aspects of finance. His depth of finance knowledge as it applies to the systems within the United States and all countries around the world is absolutely astounding. His business ownership experience in numerous global markets, his many years representing U.S. business abroad, his expertise representing both labor and management, and his venture capitalist profession gives Michael Webster the unique ability to assist anyone with small, medium or large scale finance needs. The uniqueness this book provides the reader has two perspectives; how the global economy works and how you can profit from it!

Why select this book? It takes specialized finance today to obtain the maximum benefit for your company and personal goals. This book allows those with a desire to learn from the author’s 35 plus years of finance experience, expertise, and accomplishments, the ability to plan their own substantial success by working closely with the Capital Covenant Corporation.

Why reference this book? The magnitude of knowledge and the way the information is logically laid out makes it very easy for the reader to explore and master: venture capital, equity funding, limited liability companies, offshore corporations, offshore banking, trusts, asset protection, international bank ownership, small business loan assistance, proposal profiles, feasibility studies, business plans, tax reduction, public shells, blind pools, leases, advertising, global economy, international law, negotiations, and much more.

Why train with this book? It is an information manual, training manual, textbook, and a finance-planning book for today’s quickly changing global marketplace. Mr. Webster has many training courses for which this book is used as the model for beginners as well as advanced finance professionals. The goal of this book is for you or your company to benefit by taking advantage of each carefully thought out chapter so that you can adapt to the business climate, no matter what challenges are before you.

Why recommend this book? It is brilliantly conceived and written so that your recommended client or friend’s wealth can increase substantially too. Mastering the principles with a friend or partner enhances the learning process. Working with CCC accelerates the finance learning process at (mach) speed.

Congratulations on your decision to enter (or expand) your business in the field of financial services. We feel that the opportunities are boundless, the work rewarding, and the prestige and profits are matched by few other endeavors.

Capital Covenant Corporation started in much the same manner as you. As the business developed, CCC expanded services to the extent that it now does business worldwide. CCC will try to provide you with all the basics for complete “turnkey” independent business, and CCC’s step-by-step approach will show you what you need to succeed.

CCC cannot guarantee your profits, success, or even the ultimate funding of your clients. Your own hard work and ability, and quality of the people you are working with, will be the determining factors. However, the methods and techniques illustrated herein have been used successfully. By reading, studying and applying the material here, you too can enjoy similar success.

Remember, by registering in this program, you have taken the first step toward higher income and security. But this first step is just that - a start! You must continue to learn and grow, like other professionals do, by keeping up with the changes and developments in the financial field. Many of you will take your business even further. The field is wide open for you.

The material presented here is for informational purposes only and was believed to be accurate at the time of printing.

The materials contained herein are proprietary and contain valuable information about all phases of financial services. This material is designed to be used as a guide to operating as an independent Capital Covenant Corporation Associate or Broker.

Capital Covenant Corporation assumes no liability for changes or inaccuracies in the information provided herein, or makes any guarantees that any of the institutions listed or referred to will grant credit in a specific case. Credit approval is granted solely at the discretion of the institution applied to or referred to and Capital Covenant Corporation cannot assume any responsibility for their actions, or your success.

All brochures and sample advertisements contained within these materials are copyright protected. As a CCC Associate or Broker in good standing, you have complete reproduction rights to copy and/or reproduce any and all of the brochures and advertisements with your own name, address, and telephone number as many times as you wish for your own exclusive use. These materials may not be reproduced for the purpose of resale to other brokers and/or agents, and/or for the purpose of marketing this or any similar program.

Any misrepresentations or unlawful conduct by you contrary to the conduct expressed herein, will place you in violation of the agreement and will render your permission to use any and all copyrighted information, advertisements and brochures, immediately null and void.

You, as an independent businessperson are solely responsible for obtaining any and all licensing and/or bonds, which may or may not be required in your state or locality.

These materials have been written to provide the opinion of Capital Covenant Corporation and its staff or author and publisher in relation to the material covered herein. It is sold with the understanding that Capital Covenant Corporation and the author, Michael Webster, are not in the business of giving accounting or legal advice. If specific legal, tax or accounting advice, or specific advice in any other related field is needed to be used in conjunction with and in relation to the materials contained herein, the reader should seek the assistance of a professional expert in that field.

CCC and the author specifically disclaims any and all liabilities, risk or losses of any kind incurred as a consequence of the use (whether directly or indirectly) of any and all advice or information contained in these materials.

Capital Covenant Corporation will include a consortium of high net worth individual investors, angels other venture capitalists and institutions. CCC will provide venture capital/equity funding for entrepreneurial start-up or expansion projects worldwide. CCC may co-invest with other investors. CCC may consider any entrepreneurial endeavor where the management is strong, the mission is realistic, and the financial projections make sense. CCC looks for start-up or expansion projects that offer an exceptional opportunity for high financial return, which usually implies high growth, strong market position, with some proprietary advantage. CCC also will consider “microloans”, seed and incubation stage projects.

CCC, while drawing from the best minds and most successful entrepreneurs of our time, focuses on early stage expansion projects on an international scale. All of CCC’s projects of interest reflect market segments where their experience, global contacts and skills are highly valued.

In the intervening time frame, CCC has built an enviable record for integrity and performance. CCC’s longevity will be your assurance of their ethical and professional standards. CCC’s Associates and investor members have demonstrated their willingness to not only fund projects, but also their capability in coaching and operating companies. They possess diversified experience in most financial disciplines. The experience and contacts, developed over many years, can be put to work for you quickly and effectively.

A key focus of CCC, has from its inception, been on confidentiality and privacy. Maintaining confidentiality of client identity and information is of crucial importance to CCC’S many protection asset programs that are provided to clients. CCC therefore does not reveal the name of the clients or investors or information about them. CCC either funds the transaction internally or introduces you to the appropriate segment of the international network of commercial and private lenders and other angel investors for the purpose of getting your project funded.

CCC offers diversified financial services including information and consulting services to select domestic and international clients.

CCC also acts as consultants regarding loan procurement with the World Bank and the American Development Bank, and in many other capacities. CCC assists borrowing countries/nations/kingdoms in the preparation and development of detailed project proposals including but not limited to the following: feasibility studies, design analysis, logistics, and strategic planning.

We are living in times like no other in history. The world has changed and is changing daily. Commerce and business throughout the globe has reached heights before only dreamed of by men. Governments have grown in their dominance of men like no other recorded time. The Gospel of Jesus Christ is more relevant than ever.

This is written to those men and women called of God to represent him in the market place. It is also to those whom God has laid on their hearts to represent those men and women in the market place before the throne of Grace. I speak of those committed as intercessors and prayers whose sacrificial lives of intercession will play the pivotal roles in these coming times.

The call of God to business is a high and holy calling whereby we are called to assault the kingdoms of this world with righteousness and with the Spirit of God as an opposite and opposing force to the prevailing spirit of the world. While the world buys and sells we are called to giving and receiving.

In times past, many men and women with this call on their life into 'business' believing that God has called them have met with opposing forces so destructive and the results have been that many peoples lives have been shipwrecked upon the shores of failure and condemnation. Their resultant lives manifest a distrust of God and His Word and they settle back into tragic existence’s of mediocrity and never know the real thrill of triumph over defeat.

It is my understanding that THE CHRISTIAN COVENANT is made up of men and women who want to provide the correct foundations in understanding what God has to say about the weapons of this world (money) and his plan of redemption of all things.

According to THE CHRISTIAN COVENANT they intend to provide the fellowship and support necessary to men and women with this call whereby in covenanted relationship they may bring forth into full manifestation the destiny that God has for His people, both individually and collectively. The graveyards of business are littered with the bones of Christian men and women who attempted great things for God but were savaged beyond recognition in their attempts.

The call of God into business and redemptive acts in the market place is possibly the most opposed by the enemy of all Christian activities. The enemy of men's souls created the worlds systems of exchange through buying and selling using money and he will not let his weapons go without a fight. It seems to me that Christians who attempt to fulfill the call of God without sound understandings of the scripture and without the hedge of protection by intercessors and fellowship of like minded saints are bound for failure and great disappointment. History tells us this is so. When we move into the true realm of giving and receiving we will no longer be judged by accumulation of things including money, but will be judged in the characteristic God has ordained, faithfulness. In Daniel's time, Belshazzar was not judged on quantities or numbers, but he was weighed by God and found wanting. Let us weigh our endeavors and not count them. Christians should do their buying and selling among Christians when ever and where ever possible and in that they will turn the wheels of the kingdoms commerce. We should all band together as Christians and pool our resources and circle the wagons for the coming times of persecution. (Matt 24:6-7-9)

Foundational and inherent to every man's call in life is the preaching of the Glorious Gospel of the Risen Savior, Jesus Christ. Any activity, any endeavor that has not this as the primary objective is going to be weighed and found wanting. We who have received much, eternal life and relationship with the living God, of us much is required. But he who endures to the end shall be saved. (Matt 24:13)

This time in history has opened opportunities for the Christian in business like no other before. The 21st century is going to see the traditional missionary movements and evangelism being complemented by men and women of the market place who will go forth in the land and preach the good news and life-changing message that the Savior is risen. Your call into the market place is so much more than being the 'giver' of funds, but is a high and holy calling whereby through your life and your representation of the character and purposes of God you will transcend political and geographical boundaries with the message of all messages. You will be the bearer of good news.

The Christian Covenant is a membership-based fellowship bringing Christian men and women into alliances with others that are called to represent the Character of God in the market place. They believe that God has a call on men and women to go forth into the world and in acts of redemption bring the light of the gospel to the whole world including a culture we call 'business'.

The Bible says, "It is He who gives power to make wealth in order to establish His covenant among the nations." If God has the power and we have the mandate to receive that power then we have the responsibility to fulfill that mandate.

Chapters and alliances are being formed around the globe by "Circling The Wagons" by men and women of like minds who, while not agreeing in exactitude’s of doctrine or attitudes to this worlds systems, are gathering in force for these great days of coming harvests.

While the focus of our daily efforts may be on the mundane things necessary to conduct our affairs, including business, industry and commerce, the cry of our hearts is that "none should perish". The two greatest joys of man is to "Know God and to make Him Known". We should seek to be ministers of righteousness into areas that brings healing and establishes God's intentions towards a fallen and dying humanity.

God gives man the authority to govern all who is willing to be governed. God has granted man a sweeping and total mandate of dominion over this entire planet and universe. God intended that His world be governed and subdued by those who themselves are governed by God. No single person or institution can claim absolute sovereignty. Only when men recognize the sovereign rule of God can true liberty be found. Noah Webster, in his American Dictionary defines sovereignty this way:” Supreme power; supremacy; the possession of the highest power, or of uncontrollable power. Absolute sovereignty belongs to God alone.”

The word sovereignty was deliberately left out of the U. S. Constitution because the framers felt that the term could only be applied to God. In fact the first convening of the United States Supreme Court started with a four-hour communion ceremony and every Supreme Court jury prayed before any deliberations. President John Quincy Adams wrote a book on how to read and understand the Bible. How times have changed.

Christians have been failing to recognize that they are to have absolute Sovereign of the universe to fulfill God’s will, which is, that we have dominion in His name. The choice is ours. We must realize as Christians we need to actively oppose ideas, which energize contrary movements, or bad ungodly principles will dominate the world and impede Christian dominion, including monitory dominion. A nation that continues to reject God as the sovereign over all things faces problems and will suffer the consequences. The possession of property (land, gold, silver, etc.) is a way for the godly to perhaps fulfill their dominion Personal property should not be taxed. Christians should strive to be secure in the possession of property in order to have dominion and liberty beyond the reach of the state.

The state has too much control over the individual, the family, church, school, and every institution God ordained for the proper ordering of society. Therefore the state has become both sovereign and owner, displacing God as the absolute sovereign and owner over all creation. In order to finance its ever-growing state programs taxes are levied against the people. As a result the average person works free for the state for the first several months of each year. As we lose control of the use of our money through a coercive tax, power and authority are lost as well. With a larger tax bite, the state controls more and more areas of society that biblically belong to individuals, families, churches, and voluntary organizations, which should be supported by Christians through free will offerings. The state therefore interferes with the biblical mandate of Christian stewardship, and is failing to recognize God’s order for society. I believe God’s word prohibits the expropriation of people’s property through envy, covetousness, and redistribution, and theft by the governing powers for whatever reasons, no matter how noble the intention may appear. There is no way to battle these destructive effects unless Christians start investing in the kingdom of God to counteract effects of anti-Christian policies that seek to make the state the kingdom. Christians must develop finances to support themselves, and other Christian enterprises and financially support institutions to teach future generations of Christians about all of the resources of God’s kingdom that is their rightful inheritance. A person’s property is tied to the past and has meaning for the future and is God’s way of insuring future dominion. It is Christian’s duty to gather Gods property. Christian’s relationship is one of stewardship with Gods property and we can expect God to require an accounting of property that He is trying to place in our possession. The parable of the unfaithful steward shows how serious God is about the resources He places in our care. He will multiply silver and gold. He also expects a return on His investment. Christians are told to “do business” until Jesus returns. The unrighteous steward claims to be the absolute sovereign. He claims absolute ownership because he fails to recognize that all good things come from God’s gracious hand. The unrighteous steward considers himself the source and distributor of wealth. He is accountable to no one for how he uses his/their property. (Matthew 25:1-33).

As God’s capital is being made available to Christians today we can build vast numbers of new and truly Christian businesses creating and receiving God’s wealth and this will create Christian independence as God has ordained. The Bible looks forward to the time when none of God’s people will be poor, when by God’s gracious providence the land will be distributed to all those who are obedient. The whole universe is filled with His glory. “ OLord, how manifold are thy works! in wisdom hast thou made them all: the earth is full of thy riches”(Job 5:10; Matt. 5:45; Ps.103:6,104:4; 104:24; 65:11; Hos.2:8) Also ( John Murray, The Sovereignty of God, p. 9f.).

Evangelical Theology pleads: in the name of your treasure-houses and barns, of your rich farms and cities, of your accumulations in the past and your hopes in the future - I charge you, you never will be secure if you do not faithfully maintain all the crown rights of Jesus, the King of men.

Material things by themselves are not evil. However sinful man’s use of what is created by God can be sinful. Money for example is not evil in and of itself, but the love of money is, or letting money become your master would be a sin. (1 Timothy 6:10). Sin is not in the things of this world but rather in the attitudes man holds toward them and their sinful usage.

Noah Webster said “Gold and silver, containing great value in a small compass, and being therefore of easy conveyance, and being also durable and little liable to diminution by use, are the most convenient metals for coin or money, which is the representative of commodities of all kinds of lands, and of every thing that is capable of being transferred in commerce”.

Our nation’s monetary system had gold and silver as the standard of value. It was written into our Constitution. Paper “money” was only to be represented by owner-held gold or silver. Economic dominion should be instituted by every Christian based on certain religious presuppositions, and should be rooted in the unchanging law of God, and biblically based. Christian’s should first discipline themselves to God’s standard, and then peacefully implement the laws of God into the economic system. Any economic system that omits God as a factor in production and economic prosperity is a false system. This does not mean to give up earthly things, in fact our use of God’s good and perfect gifts, both spiritual and material, will serve as indicators of our faithful stewardship.

Christians do not have to deny material wealth in order to obtain wisdom and righteousness. Scripture compares wisdom and righteousness with gold, silver, and jewels. The Bible nowhere states that you cannot have one (riches) without the other(wisdom). The true Christian should understand how to accumulate wealth, make it available to those in need, support worthwhile business and charitable organizations, and avoid the allurement of riches. “For everything created by God is good, and nothing is to be rejected, if it is received with gratitude: for it is sanctified by means of the word of God and prayer”(1Timothy 4:4, 5). Wealth and riches are in his house, and his righteousness endures forever” ( Ps 112:1-3). God gives man power to make wealth. Wealth is simply a tool for expanding God’s kingdom. Because Christians have neglected God’s command to use their wealth wisely, the work of the kingdom has been financially starved. I advise you to buy from Me gold refined by fire, that you may become rich... (Revelation 3:18).

In the bible, money is always gold and silver and the word money is used more in the Bible then any other item. In Eden, gold has a special position established by God:

Gold and silver have certain qualities which allow them to function as money: durability, divisibility, recognizability, and scarcity. Since the beginning gold and silver have been recognized as currency and accepted as a standard of value.

Several breakdowns occurred during the last century evolving money. One of the biggest of these breakdowns was in the government’s departure from sound money, money backed by gold. When a shortage of money developed government just started printing it, as more dollars but these new dollars weren’t supported by any gold or silver. The government seemed to feel if gold and silver are too difficult to dig out of the ground, they just printed more paper money and declared it “legal tender.”

“ Ideally, money should be 100% gold, silver or some other valuable commodity which has been raised to monetary status to the value that men freely place upon these commodities. Correctly defined, money is not what government rulers define as legal tender, but rather, money is anything that the people freely and generally accept in payment for goods and services. Over eons of time, gold and silver have become the most generally acceptable commodities used by man for money, but some other scarce and valuable commodities might, at least in theory, be used. The key factor is that whatever commodity is used for money should be raised to the role of money by the free value imputations of the people rather than by government fiat”( Tom Rose and Robert Metcalf, The Coming Victory).

If you as a Christian don’t own silver you do not own a peace of the beginning of God’s circling of His wagons to help bring forth His kingdom. I believe that gathering God’s silver is the beginning and is meant to help Christians gain extraordinary wealth for the kingdom of God and the return of Jesus Christ. And at the same time have protection against any kind of hard times that is in the worlds future. As a Christian you should take the time to read this and pray about this and you may come to understand facts that could quite literally change yours and your families lives.

I believe today silver is the world’s most overlooked opportunity for riches. This opportunity God maybe offering is rare and many of His followers should familiarize themselves with the dynamics of silver. Most people including Christians don’t know how incredibly important silver is to the world. Nor are they aware that the U.S. government has run out of silver and they are unaware that the current shortage of silver is more than the known world supply. Silver could go to $100 an ounce or more in the next few short years. That’s a twenty-fold increase. Silver as I write this is under $5.00 per ounce. And could start raising any day now. I believe time is short and silver could start spiking soon. Silver is the only hard commodity that the poor man can afford and unfortunately there are more poor Christians than rich ones. In 1980 silver went to $50.00 per ounce driven by only two men the Hunt Brothers of Texas. Today some of the worlds highest net worth individuals like Warren Buffett and rumor has it Bill Gates have made huge silver purchases. They must know something about the silver shortage that few others know. According to author Ted Butler the mining companies, bullion houses and big hedge funds at the moment control and trade huge quantities of silver are trapped. He claims they have sold hundreds of millions of ounces of silver that they don’t own and which they must pay back. He says in fact, they have to repay more silver than actually exists. Mr. Butler says it can’t be done without silver prices going through the roof. According to Butler, a complicated leasing strategy by central banks and silver miners has artificially held the price of silver below where it would otherwise be. He says that today’s silver market fails to reflect the true price based on supply and demand and when that happens you have a once in a lifetime opportunity to profit.

There are many bullish facts surrounding silver with some aspects so powerful and shocking they border on the bizarre according to James Cook the president of a bullion and coin company. One of the craziest things about silver is that the price is so low. You get a lot of silver for the money. At the end of world war II the U.S. government held 3 billion ounces of silver. Now its gone, most of it used up by industry. Each and every year silver mining and scrap recycling fall 200 million ounces short of the industrial demand alone. That uses up most of the worlds above ground supply. All the known and recorded silver in the commodity warehouses and elsewhere only comes to 150 million ounces. Industry alone require almost 900 million ounces each year. That should tell you something.

I believe there will never be a better profit potential for Christians with so little risk than there is with silver today and it is a bedrock opportunity. New uses for silver keep expanding. It’s an absolute necessity in high tech. Every computer, server, monitor, cell phone and switch must have silver. Lasers, satellites, high-tech weaponry and robotics, all require silver. Digital technology and telecommunications absolutely need silver. Around the house there’s silver in every TV, washing machine, wall switch and refrigerator. Ted Butler claims new and exotic uses for silver are growing steadily. He argues that when you hold silver in your possession, you participate in the high-tech boom by owning the precious metal that technology companies must have.

Christians in my opinion should buy physical silver in bullion or silver coins as physical silver is far superior to any form of paper money. By buying real physical in hand silver in todays market you will get a lot of silver for your paper dollars (FRN’s).

I recommend hard 999.9 silver in coin form such as the one ounce U.S. Silver Eagle and other silver coins from the U.S. Mint. I think one of the best buys out there right now is the Canadian Maple Leaf 999.9 pure, weighing in at an even one ounce. The American Gold Eagle’s program has been the most popular and sought after coin in recent times until recently sales have declined more than 90%, perhaps partly due to the Y2K boondoggle. During that same period Silver Eagles scarcely missed a beat, sales again this year are expected to set new records. Investors like silver coins, and will like them even more as they start to raise on the open market. Sales are expected to surge to 20 or 30 million ounces a year. Butler says, “If you can see how profound this change is, then beat the rush and buy silver now, while it’s being given away at these artificially low prices. The only conclusion, buy real silver right now”. I agree, and you need silver to protect you and to help you keep what you have and circle your own wagons. People have historically turned to precious metals whenever a financial crisis occurred. Silver since biblical times has been sound money and used for barter and commerce. Silver has always been one of the best hedges for economic downturns. Christians need to be in the age old assets that preserve and protect wealth. Neither silver or gold have seen a major price rise for decades. Silver is cheap with a very limited downside.

Mr. Cook feels that the best available silver item today remains the 90% silver coin bags. He says, “I believe their supply could eventually dry up. These coin bags have a $1,000 face value. You get 2,000 silver halves, 4,000 silver quarters or 10,000 silver dimes. There are 715 ounces of silver per bag. A bag weighs 55 pounds and is in the shape of a bowling ball. The coins are all dated prior to 1965, when, silver was eliminated from our coinage. People hoarded silver coins back then and they started to gradually disappear from circulation. It was a classic example of Gresham law, where bad money drove out the good. In 1965 the government replaced silver coins with copper and nickel clad coins”.

Other silver you should consider are 100 ounce bars, BU dimes and quarters, BU Kennedy Half Dollar Bags, circulated Walking Liberty Half-Dollar Bags, circulated Peace Dollar Bags.

My personal favorite that I am currently buying and suggesting to fellow Christians is the Canadian Silver Dollar. If you were to buy today as I am this morning, based on todays spot prices and add a reasonable premium, it is the following: I bought 150 silver maples at $6.90 ea. x 150 coins = $1,035, plus shipping costs of $28.00, totals $1,063. These shimmering beauties are cheaper then U.S. Silver Eagles, but weigh the same one ounce and are also 999.9 pure silver. Ounce for ounce they are the better buy, and are in brilliant uncirculated condition and are also available in 1,000 coin bags. Each bag contains 600 ounces of silver. They were struck from 1957 to 1967. They feature the Canadian Voyageurs and Queen Elizabeth. Compare this same transaction with the Silver Eagle, as fellows: 150 U.S. Silver Eagles at $7.36= $1104 plus shipping = $1,132, that’s a $69 dollar savings on that transaction involving 150 coins. Both coins will always be worth more then the spot price of silver. Plus they are easier to handle than bullion and can easily be used for currency, trade and barter, no matter what happens to the world economy in the future.

Take delivery and store your silver yourself if possible. If not you must store it with someone you absolutely trust. You must know who, where and how your silver will be kept. Its best to keep your coins or silver in a safe but readily available place. As silver goes up in price you will be tempted to sell it. Resist as long as you can, it will prove to be too attractive a profit for many, but Christians hung on, because if you sell at $10 or $20, you can stay for the real upper levels, if your going for the end days and circling the wagons for His kingdom stay put, you will be glad you did. Mr. Butler claims “this up move, when it commences, will not be over in days or weeks. So what if it takes a few years to hit $50 or $100? It took palladium ten years to go from $60 to $850 per ounce, and palladium didn’t have the juice of having the world’s largest short position.” For Christians, selling some of there silver as it goes up to recover there investment if they must is OK. But do what you have to in order to stay in for the longer run. If after sufficient time, and after much prayer, you see the world changing and getting even nearer the end times and yours along with millions of other Christians wealth has accumulated in the value of your silver, you may find that your silver is worth more than gold. Soon after the first steps in faith are taken by millions of believers this new found wealth will give Christians financial freedom as they have never before known. This will enable Christians to serve the Lord and reach all nations and peoples of the world as united Christians, until His return. And will stay off any real need to receive the mark of the beast.

SPECIAL SILVER OFFER

Brothers and Sisters in the Lord, we have by special arrangement made possible for a limited time the following offer for a small fee of $19.95 to be reserved for you in your name, a one-ounce U.S. Silver Eagle, a one-ounce Canadian Maple Leaf, a 1964 brilliant, uncirculated Kennedy half-dollar and a hard-to-get brilliant, uncirculated Franklin half-dollar. Plus this will include a $50 dollar gift certificate you can use on any future silver order. This is the best silver offer I have seen in awhile and hopefully get you started working towards these goals. As a free bonus I’ll have them include valuable reports on silver by Mr. Butler and others.

Just drop me a line and tell me your interested in “Circling Your Wagons” and I’ll see to it that you receive this special silver offer, with all the latest free details and reports.

Send $19.95 money order To: SPECIAL SILVER OFFER c/o Michael Webster, 301 Forest Ave., Laguna Beach, CA 92651

This offer is only good for as long as silver remains at or below the $5.00 per ounce mark. The above information on silver is believed to be reliable, we do not guarantee its accuracy and such information may be incomplete or condensed. All the above opinions expressed are the author’s and are subject to change. Notice: Predictions or projections can be wrong and financial advice can prove to be unprofitable. Gold and silver can go up or down in value. Gold, silver and coins are not necessarily a medium appropriate for every individual. Author is not a wholesale broker dealer or securities trader. Everybody when it comes to investing should obtain legal, accounting and other professional services. Nothing herein contained, nor any act or action referred to or described herein or above, shall be construed as a SEC COVERED offering of any kind.

Some of the silver coinage that is available today is gradually disappearing from the market. Some items are less available than before. Even 100-ounce bars are becoming hard to find. No new silver Eagles will be available soon. A few silver sellers are making silver available at reasonable prices and are suddenly bullish on silver. But if you order your silver through my sources or not the important thing is to buy silver and buy it from a reputable quality source. But do buy it we can all benefit no matter who you buy it from. If Christians start buying silver that alone could trigger the opening of the floodgates and bring silver to new heights.

If more and more people acquire silver, it will eventually make an impact on the price. Here is what’s available and get your silver position pinned down the sooner the better.

1. BU Dimes and Quarters. These uncirculated bags of either Roosevelt Dimes or Washington Quarters have 725 ounces of silver. They are generally dated in the 1960’s. Here again, the supply is small. These are the kinds of silver items that will be most desirable in a silver crunch. In such an environment we won’t be able to locate any of these scarce bags. Another great way to own silver. $5,875

2. BU Kennedy Half Dollar Bags – These uncirculated silver coins were struck in 1964 only. A bag contains 725 ounces of silver. We can’t get many. A lot of these coins have been melted. This is a great way to own silver. Price $5,875

3. Circulated Walking Liberty Half-Dollar Bags. The Walker was struck from 1916 to 1947. These coins are mostly dated in the 1930’s and 40’s. They have some circulation wear, but still contain 715 ounces of silver. Walking Liberties are a historical coin and an excellent way to hold silver. $5,750

Circulated Peace Dollar Bags – These coins were struck from 1921 to 1935. Most are still

4. bright and shiny. Dates are primarily in the 1920’s. Any significant demand and the supply will dry up. A bag contains about 770 ounces of silver. These are beautiful coins and still reasonably priced. $8,750

5. If you like the old Morgan Silver Dollars dated from 1878 to 1904, then consider a few rolls or a half bag of these coins in XF (extremely fine condition). They have slight circulation wear and a half bag contains 385 ounces of silver. These old cartwheels are examples of American history struck with silver from the Comstock Lode. A half bag is $9,300

6. U.S. Silver Eagles – These one-ounce silver coins are newly struck by the U.S. mint. They have a face value of one dollar. They have a Walking Liberty on their shimmering surface and are big beautiful coins. Twenty rolls of 20 go for $2,820

7. Complete roll set of U.S. Silver Eagles are sometimes available. This set includes one roll of coins for each year of mintage, from 1986 through 2000. There are 300 coins in 15 rolls of 20. So far we’ve only been able to put together 4 sets so they are hard to come by. $3,320 per set.

8. $1,000 face value bags of circulated 90% silver coins. These are U.S. silver coins struck prior to 1964. Each bag contains 715-720 ounces of silver. Many of these coins have been melted. Eventually they could go to substantial premium. A bag sells for $3,770. We recommend you buy 6 bags for $22,620 and store them at the Fidelity Bank in Minneapolis. This insured bank storage protects you in every way possible. We act as an intermediary on your authority but the storage agreement exists between you and the bank. It’s safe.

9. 100 ounce bars of silver are available. These bars were struck by various refineries. Prices fluctuate daily, but ten bars go for approximately $5,300

BU Franklin Half Dollars – We’ve pretty much sold all that are available. We may get a few

10. bags from time to time. Franklins are dated from 1948 to 1963 and the bags are usually dates in the 1960’s. A bag contains 720 ounces of silver. Scarce! $11,300

11. Canadian Silver Maple Leafs – These beautiful one-ounce silver coins are struck by the Canadian Mint. It has the famous Canadian Maple Leaf on one side and the Queen on the other. This is an excellent diversification. Twenty rolls of twenty go for $2,820

12. Canadian Silver Dollars – These shimmering beauties in Brilliant Uncirculated condition come 1,000 coins to a bag. Each bag contains 600 ounces of silver. They were struck from 1957 to 1967. They feature the Canadian Voyageurs and Queen Elizabeth. A bag sells for $4,300

Write me today and I’ll put you in direct contact with my reliable source for silver. But remember silver is getting short and prices can raise or fall based on supply and demand.

Author Michael Webster has prepared this material for your private use. Although the above information has been obtained from sources, which Mr. Webster believes to be reliable, he does not guarantee its accuracy and such information may be incomplete or condensed. All opinions expressed in this publication are those of the Author and are subject to change without notice. Predictions or projections can be wrong and financial advice can prove to be unprofitable. Gold, Silver and coins are not necessarily a medium appropriate for every individual. The price of silver can go up or down. Nothing herein should be intrepidity as financial advice or providing any service that requires any license of any kind. All financial and investment issues should be taken up with a licensed professional. This is not any kind of a securities offer.

A successful business is measured by the quality of the products and services it offers. Quality is what you can expect from Capital Covenant Corporation. CCC is dedicated to providing their Associates with the highest quality service so that they, in turn, can provide the finest service available to their clients throughout the country or around the world.

CCC has the “hands-on” experience gained from outstanding service and thousands of direct client contacts to lead the way. Their broad range of financial services can provide the stable foundation on which you can truly build a successful business.

Since CCC judges its success by the success of their Associates, you can rest assured that CCC will always do whatever is necessary to assist you in whatever way it can!

One of the most important things you can do for both you, as a CCC Associate or Broker, and your client, is to follow CCC’S proven processing system.

The CCC process has evolved over the years and has become a most reliable and important tool for success. You should take the time to explain the process to each client, emphasizing the importance of his or her cooperation. If they follow the process, they will have a better chance of succeeding. How well the client adheres to the process, the better it can have a favorable influence on the funders, conversely, not following the process can by design minimize or even eliminate their chances of obtaining funding. Remember a large number of all submitted projects don’t get funded, so work toward volume and learn to follow the system.

As soon as you have identified a client interested in obtaining funding for a start-up, expansion, or CCC’S other many financial services or products, complete an “Inquiry Submission Sheet” in black ink or type it. The Inquiry Submission Sheet can be found in this manual, (See Appendix), or you can download it from the CCC web site, www.capitalcovenant.com. Make sure you fill in all the client information and check one or more of CCC’S services the client is interested in. Then put your information on the bottom where it says, CCC Associate or Broker. Then mail to, Capital Covenant Corporation 1475 Terminal Way. Reno, Nevada 89502-3225 or fax to CCC’S California 24 hour fax, (949) 583-0457 or e-mail to cccvc@myrealbox.com

If CCC has any level of interest in your submittal, they will respond to your “Inquiry Submission Sheet” by US Mail or e-mail within two (2) weeks or less. The letter will be addressed to your client, in care of you as a CCC Associate or Broker. Otherwise, you and your client may assume there is no interest.

The response will be in writing most often in the form of a “Working Draft Agreement” (see sample in this manual). This document will spell out the client’s name, company name, and the amount to be funded. Note, all files are kept in the client’s last name. The document will request from your client a $200.00 processing fee. The processing fee is non-refundable and CCC Associates and Brokers do not receive any of this fee.

CCC will receive a sum equal to ten percent (10%) of the total amount after the client is funded. CCC will add this 10% to the amount of funding requested. In other words, if the amount requested is $1,000,000.00, the project funding, amount will be $1,100.000.00 and the client will receive $1,000.000.00 if funded. This 10% is non-negotiable.

The client must supply a feasibility study, and/or a current and professional business plan, the signed Working Draft Agreement, and all other requested documents, and the processing fee before funding will be considered. In the Working Draft Agreement, CCC will offer to write the feasibility study or business plan for the client and will indicate the amount that will be charged for this service. If the client determines that they want CCC to do their feasibility study and/or business plan, they must submit a money order or cashiers check in the full amount stated in the Working Draft Agreement and cover letter, along with the signed Working Draft Agreement. This fee is non-refundable to the client and you should make it clear that this is not an “up-front” fee, but rather a legitimate fee for a service rendered. The client will receive a feasibility study and/or business plan to keep and do with whatever they want and CCC will retain one for presentation for possible funding. CCC guarantees that the feasibility study and/or business plan, will meet CCC’S criteria. It can take CCC up to 45 days to complete the feasibility study and/or business plan, so never indicate sooner to your client. Upon receiving the funds for the feasibility study and/or business plan, and the signed Working Draft Agreement, CCC will forward by US mail, a questionnaire to be completed by your client. This questionnaire helps gather the information necessary to write the feasibility study and/or business plan, and the client should return it as soon as possible.

The Working Draft Agreement also addresses the percentage equity position for CCC. This percentage will be what CCC feels is fair and reasonable. Remember, with equity funding, the client does not pay it back like they would in a debt capital loan. The way they pay back CCC is, with the equity position CCC retains. CCC is willing to look at a counter offer by the client, but it may delay the deal.

The Working Draft Agreement will list the various funding vehicles we may use to fund the customer’s project, but will not be limited thereto.

Be sure to always inform your client how important it is to send back the signed and dated Working Draft Agreement, along with the appropriate funds, before the expiration date shown at the bottom of the Working Draft Agreement expires, as this can lead to declination or penalties.

After receiving the feasibility study or business plan, fees and other requested documents, the project will be evaluated for which possible funding vehicle may be used. The projects are looked at in the order received and you can inform your client that the whole process can take up to 90 days or longer. Never estimate or guess the amount of time that it may take. Never guess about anything. Always be honest and truthful to your client and if you do not know the answer to a question, let the client know that you will find out the correct answer. Your client will respect you for this and it will save you both problems later, it can also head off delays and deal stoppers.

Follow the process. By doing so, it improves the odds and can weigh heavily with the funders. The process is designed to weed out clients who will waste your time, are uncooperative, and most often prove to be high risks. Remember real funding deals take time. Time has a way of exposing unknowns, risk and character flaws etc. Almost all real money deals move slowly and take time, many times by design. The client causes most delays and failures of funding, usually by not being cooperative and teachable.

Remember, just one deal has the potential of substantial financial rewards, and may include an equity position, which can give you a lifetime of residual income.

Look to your assigned Sr. CCC Associate for valuable guidance. Communicate often, ask a lot of questions, follow the process and study this manual.

The Capital Covenant Corporation’s Registered Associate Program is the culmination of years of hard work, thousands of investment dollars, and the combined efforts of financial professionals, business analysts, and computer programmers. With CCC behind you, your business can grow as fast and can go as far as your ambition will take it.

We pride ourselves in our continuing Associate support unavailable anywhere else.

Associate Communication System - AMVOX, fast, accurate answers and personalized service are as close as your telephone.

Computer Data Center - Cutting edge computer technology provides up-to-the-minute information.

New Programs - Innovative money products to meet the demands of an ever-changing financial marketplace help you increase your income.

Your own earning potential is unlimited and depends solely on your own motivation, ambition, and determination to succeed. Six big profit centers and a wide-range of other financial/business products and services are “built-in” to this unique program, allowing you to choose exactly how much money you want to make.

VENTURE CAPITAL EARNINGS CHART EXAMPLE

Service Cost To Client Commission

1. Feasibility Study $ 995.00 25%

2. Business Plan $ 2,000.00 to 20%

3. Investment Match-Up $ 1,000.00 25%

4. Capital Acquisition No out of pocket 25% of what

CCC receives

5. Stock Participation No out of pocket Potential millions in

stocks and warrants

6. All other Financial/ Varies 15%

Business Products and

Services